Medicare Advantage?

What is a Medicare Advantage?

Medicare Advantage, also known as Medicare Part C, is a plan provided by private insurance companies with the help from subsidies provided by the government so that the insurance company can design network based plans at a various premiums.

These plans are normally designed with copays and coinsurance throughout the plans as a form of cost share that the client would assume when joining one of these plans. Most plans may offer additional benefits such at Dental, vision, Gym benefits and more at no additional cost to you.

So let's take a closer look at Medicare Advantage Plans.

Medicare Advantage Upside:

  • It’s convenient to have a single plain for everything

  • The plan covers everything traditional Medicare covers (hospital insurance and medical insurance) as well as emergency and urgent care

  • Most plans also include prescription drug coverage

  • Your eligibility isn’t affected by health or financial status

  • Many plans may cover additional benefits such as dental, vision, gym memberships, etc.

  • Premiums are typically $0/ month and some vary

  • Your costs are typically capped annually (if you get Cancer etc) to $3000 - $7000

Medicare Advantage Down Side:

  • You’re restricted to doctors in your network (unless it’s an emergency)

  • Plan benefits can change from year to year

  • Might be difficult to switch to Medigap later on

  • You’re subject to co-pays that tend to range from $0-$400

See Which Plans

Are In Your Area Today

What kind of plans can I choose from?

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800 MEDICARE to get information on all of your options.

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